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Rates

Planting your roots is easier with INOVA by your side. We’ll help you find the perfect home (or plot of land) — at the perfect rate.

Key Features

Competitive Rates

Fast Processing

Local Service

  • No closing cost options
  • Competitive rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • FHA Loans
    • VA Loans
    • First Time Homebuyer specials
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from start to finish 

Visit our mortgage web center to learn more about buying a home.

Have an existing mortgage? Log in to your account to find payment and escrow information.

  • Competitive rates for the purchase of residential land
  • Finance up to 80% of the purchase price or appraised value (whichever is less)
  • Lot payment can serve as your down payment when you are ready to build
  • Maximum term of 10 years with a 10-year amortization
  • No pre-payment penalties
  • Must meet the following criteria:
    • You must be a credit union member
    • Your lot must be approved residential zoning
    • You must purchase your land with the intention to build a home, or combine the land with your existing home
  • Local decision-making and processing
  • Attentive, friendly service from start to finish