With INOVA Certificates, getting the most out of your money is Always Within Reach!
Key Features
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Premium Rates
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Easy Account Opening
Details
- Fixed rates, higher than regular savings
- Deposits federally insured to at least $250,000 by the National Credit Union Administration
- Receive higher rates by selecting a longer term
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 30 days to 6 years)
- No setup or service charges
- Early withdrawals subject to penalty1
- $200 minimum deposit to open
Step Up Certificates
This flexible savings program allows you to change your certificate rate one time during the term. If the rates go up — you're covered! You can "step up" to the higher rate.
1For all Share Certificates, regardless of term, the early withdrawal penalty will be equal to 90 days’ dividends. Any early withdrawal will result in the closure of the Share Certificate, and all applicable penalties will be assessed against the closing balance. The penalty is calculated as a forfeiture of dividends that have been or would have been earned on the account. If the account has not yet earned sufficient dividends, or if dividends have already been paid, the penalty will be deducted from the principal balance of the Share Certificate.
