With INOVA Certificates, getting the most out of your money is Always Within Reach!
Key Features
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Premium Rates
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Easy Account Opening
Details
- Fixed rates, higher than regular savings
- Deposits federally insured to at least $250,000 by the National Credit Union Administration
- Receive higher rates by selecting a longer term
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 30 days to 6 years)
- No setup or service charges
- Early withdrawals subject to penalty1
- $200 minimum deposit to open
Step Up Certificates
This flexible savings program allows you to change your certificate rate one time during the term. If the rates go up — you're covered! You can "step up" to the higher rate.
Calculator
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1For all Certificate accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:
- Terms of less than 90 days 30 days’ dividends
- Terms of 90 days to 1 year 90 days’ dividends
- Terms of longer than 1 year 180 days’ dividends
The penalty imposed will equal the lesser of all dividends earned or terms above. However, the penalty will not be less than 7 days’ dividends.
