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Earn tiered dividends — and stay on top of your growing funds with free anytime, anywhere services.

Key Features

  • Debit Card Rewards
  • Digital Banking
  • 30,000+ Free ATMs
  • 5,000+ Service Centers
  • Ideal for higher account balances
  • Competitive, tiered dividends
    • Higher dividend rate with a balance of $2,000 or more
  • Avoid the $7.50 monthly service charge by maintaining a minimum daily balance of $2,0001
  • Free personalized checks
  • Unlimited check writing with no per check fee
  • Debit Rewards with every purchase
  • Free digital banking
  • Free Visa debit card
  • Access to over 5,000 service centers
  • Access to over 30,000 surcharge-free ATMs2
  • Overdraft line of credit protection available
  • Free thank you gift when you open account3
  • Buy back of your unused checks and debit card from other financial institution4
  • $10 minimum deposit to open

1Other fees such as non-sufficient funds, overdraft, and sustained overdraft fees, etc. may apply. 

2To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM transactions will be charged $2 per transaction.

3Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Free Thank You Gift can be redeemed only by opening an eligible checking account in an INOVA branch location. Free Thank You Gifts will not be mailed to new or existing members.

4Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.