
What's Important to You?
Shield Checking
Learn MoreBenefits
Build Wealth + Security
Cash Back Rewards
Features
- Earn up to 4%5
- No minimum balance requirements
- Identity Protect2
- Unlimited check writing with no per-check fee
Surcharge-free ATMs?
Yes; over 30,000 surcharge-free ATMs4
Shared branch access?
Yes; over 5,000 service centers worldwide
Digital banking & bill pay?
Yes
Monthly Service Charge
$51
Minimum Opening Deposit
$10
Simply Free Checking
Learn MoreBenefits
Simplicity
Cash Back Rewards
Features
- No minimum balance requirements
- Unlimited check writing with no per-check fee
Surcharge-free ATMs?
Yes; over 30,000 surcharge-free ATMs2
Shared branch access?
Yes; over 5,000 service centers worldwide
Digital banking & bill pay?
Yes
Monthly Service Charge
FREE1
Minimum Opening Deposit
$10
Performance Checking
Learn MoreBenefits
Ease with Extras
Cash Back Rewards
Features
- Competitive dividends earned when one direct deposit or automatic payment takes place per month
- No minimum balance requirements
- Unlimited check writing with no per-check fee
Surcharge-free ATMs?
Yes; over 30,000 surcharge-free ATMs2
Shared branch access?
Yes; over 5,000 service centers worldwide
Digital banking & bill pay?
Yes
Monthly Service Charge
FREE1
Minimum Opening Deposit
$10
View All Accounts
Shield Checking
1Other fees such as non-sufficient funds, overdraft, etc. may apply.
2Terms and conditions apply. The Identity Theft Insurance is underwritten and administered by AIG. This description is a summary and is solely intended for informational purposes and may not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. The Identity Fraud Expense Reimbursement benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Policyholder or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
3Calculated on the VantageScore® 3.0 model. Your VantageScore® 3.0 from Experian indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore® 3.0.
4To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM transactions will be charged $2 per transaction.
5The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid based on the Dividend Rate and frequency of compounding for an annual period. Shield Checking account is a tiered rate account. If your average daily balance is $15,000.00 or below and you meet all of the following requirements, the first dividend rate and annual percentage yield listed for this account in the Rate Schedule will apply: 1) you complete at least 8 debit card transactions each statement period; and 2) maintain an average daily balance greater than $3,500.00. The second dividend rate and range of annual percentage yield listed for this account will apply to any balances above the initial $15,000.00. Each rate will apply only to that portion of the account balance within each balance range. For example: if you have a balance of $16,000.00, you will earn the first dividend rate on $15,000.00 and the second dividend rate on $1,000.00. If you do not meet the requirements to earn the premium dividend rate, the third dividend rate and annual percentage yield listed for this account will apply to the entire balance in the account. Rates are subject to change without notice. There is a $5 per month service fee for Shield Checking account. Fees could reduce the earnings on the account.
Simply Free Checking
1Other fees such as non-sufficient funds, overdraft, and sustained overdraft fees, etc. may apply.
2To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM transactions will be charged $2 per transaction.
Performance Checking
1Other fees such as non-sufficient funds, overdraft, and sustained overdraft fees, etc. may apply.
2To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM transactions will be charged $2 per transaction.
