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Rates

A wise choice for members age 50 and better, this checking solution features no monthly service charge and free personalized checks.

Key Features

Visa® Debit Card

Digital Banking

30,000+ Free ATMs

5,000+ Service Centers

  • Available exclusively to members 50 and over
  • Competitive dividends
  • No monthly service charge1
  • No minimum balance requirements
  • Free personalized checks
  • Unlimited check writing with no per check fee
  • Free digital banking
  • Free Visa debit card
  • Access to over 5,000 service centers
  • Access to over 30,000 surcharge-free ATMs2
  • Overdraft line of credit protection available
  • Free thank you gift when you open account3
  • Buy back of your unused checks and debit card from other financial institution4
  • $10 minimum deposit to open

1Other fees such as non-sufficient funds, overdraft, and sustained overdraft fees, etc. may apply. See fee schedule for details.

2To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM transactions will be charged $2 per transaction.

3We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.

4Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.