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Rates

Our Money Markets feature amazing earning potential, plus enhanced access and tiered rates based on your balance.

Key Features

  • Digital Banking
  • 30,000+ Free ATMs
  • 5,000+ Service Centers
  • Competitive, tiered rates
    • Greater earning potential with a premium rate
    • $50,000 minimum balance to earn the premium rate
  • No monthly service charge
  • Enjoy ready access to funds
  • Free digital banking
  • Access to over 5,000 service centers
  • Access to over 30,000 surcharge-free ATMs1
  • $50,000 minimum deposit to open
  • Competitive, tiered rates
    • Greater earning potential with a premium rate
    • $100,000 minimum balance to earn the premium rate
  • No monthly service charge
  • Enjoy ready access to funds
  • Free digital banking
  • Access to over 5,000 service centers
  • Access to over 30,000 surcharge-free ATMs1
  • $100,000 minimum deposit to open
  • Competitive, tiered rates
    • Greater earning potential with a premium rate
    • $250,000 minimum balance to earn the premium rate
  • No monthly service charge
  • Enjoy ready access to funds
  • Free digital banking
  • Access to over 5,000 service centers
  • Access to over 30,000 surcharge-free ATMs1
  • $250,000 minimum deposit to open

Deposits federally insured to at least $250,000 by the National Credit Union Administration.

Account transfer and withdrawal limitations apply.

1To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM transactions will be charged $2 per transaction.

2The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid based on the Dividend Rate and frequency of compounding for an annual period. A member must have a Shield Checking Account to be eligible to open the Shield Money Market Account.  For Shield Money Market Accounts, if you meet the requirements for the Shield Checking Account, the first dividend rate (or higher yield) and annual percentage yield will apply to the entire balance in the Shield Money Market Account.  The qualifications for the member’s Shield Checking Account are: (1) complete at least 8 debit card transactions each statement period, and (2) maintain an average daily balance greater than $3,500.00.  If you do not meet the requirements, the second dividend and annual percentage yield listed for the Shield Money Market Account will apply to the entire balance.  The balance method used to calculate the interest for the Shield Money Market Account is the Daily Balance Method.