Mortgage Solutions Designed Around You
Whether you're buying your first home, building your dream home, or purchasing land for the future, we offer a range of mortgage options tailored to your goals. Our team is here to guide you through every step of the process with clear answers and competitive solutions.
Fixed-Rate Mortgages
Enjoy stability and peace of mind with consistent monthly payments and an interest rate that stays the same for the life of your loan. Fixed-rate mortgages are ideal for homeowners who plan to stay in their home long-term and prefer predictable payments.
Adjustable-Rate Mortgages (ARMs)
Adjustable-rate mortgages typically offer a lower initial interest rate that may adjust periodically after a set period. ARMs can be a smart option for borrowers who plan to move or refinance before the adjustment period begins.
FHA Loans
Backed by the Federal Housing Administration, FHA loans are designed to make homeownership more accessible. They often feature lower down payment requirements and flexible qualification guidelines, making them a popular choice for first-time buyers.
VA Loans
Available to eligible veterans, active-duty service members, and qualifying military families, VA loans offer competitive rates and may require no down payment. These government-backed loans are designed to make homeownership more affordable for those who have served.
First-Time Homebuyer Programs
We offer special programs designed specifically for first-time buyers. These may include lower down payment options, flexible credit requirements, and potential assistance programs to help make your first home purchase more attainable.
Lot Acquisition Loans
Planning to build in the future? Our lot acquisition loans help you secure the land now so you can build when the time is right. Flexible financing options are available for residential lot purchases.
Ready to Get Started?
Our mortgage specialists are here to help you explore your options and find the solution that fits your needs. Contact us today to begin your journey toward homeownership.
(800) 645-3732 Ext. 4663 or [email protected]
NMLS Number: 405630
View our mortgage rates here.
Key Features
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Competitive Rates
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Fast Processing
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Local Service
- No-closing-cost options
- Competitive rates for home purchase or refinance
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- A wide range of financing programs available:
- Fixed-rate mortgages
- Adjustable-rate mortgages (ARMs)
- FHA Loans
- VA Loans
- First Time Homebuyer specials
- Helpful loan advisors with working knowledge of the local real estate market
- Free pre-approval
- Refinance your current home to potentially lower your rate
- Local decision-making and processing
- Attentive, local, and friendly support from start to finish
Have an existing mortgage? Log in to your account to find payment and escrow information.
When entering retirement, leave your debt behind! Our Retirement Ready mortgage can consolidate your debt with one monthly payment at a lower rate and shorter term that will save you money and eliminate your debt faster. Start your retirement debt-free!
- No-closing-cost options
- Low rates
- Helpful loan advisors with working knowledge of the local real estate market
- Local decision-making and processing
- Attentive, local, and friendly support from start to finish
- Competitive rates for the purchase of residential land
- Finance up to 80% of the purchase price or appraised value (whichever is less)
- Lot payment can serve as your down payment when you are ready to build
- Maximum term of 10 years with a 10-year amortization
- No pre-payment penalties
- Must meet the following criteria:
- You must be a credit union member
- Your lot must be approved residential zoning
- You must purchase your land with the intention to build a home or combine the land with your existing home
- Local decision-making and processing
- Attentive, friendly service from start to finish
The HMDA data about our residential mortgage lending are available online for review. The data shows the geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data points are available online at the Consumer Financial Protection Bureau’s Website. HMDA data for many other financial institutions are also available on this website.