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Take control of your credit score by opening an INOVA Share Secured Visa® Credit Card. Use for everyday purchases while establishing or building your credit!

  1. Select "Apply Now" below to apply for a Shared Secured Credit Card.
  2. Deposit at least $200 into Savings, which will set your credit limit.
  3. Make monthly payments equal to at least the minimum payment amount shown on your monthly statement. By making on-time payments and keeping your balances low, you are doing what you can to improve your credit.

Special Introductory Rate

Enjoy an 8.99% APR1 introductory rate.

Shared Secured Visa

In addition to a great rate and the focus on building credit, INOVA's Share Secured Visa also offers travel assistance, warranty manager, and many other great benefits!


Application and Solicitation Disclosures

Consumer Credit Card Agreement

Visa Account Updater (VAU) Opt-Out Form

 Additional Features

  • You can avoid paying any finance charges if you pay your balance in full within 25 days from your closing date. This applies to purchases only. 
  • Your monthly payment is equal to 2% of your balance, with a minimum of $10. 
  • In addition to convenient loan access, you can make purchases and cash advances 24 hours a day, every day. Cash advances are available at the credit union office, other financial institutions, and worldwide through the VISA ATM Network. There is a 4% fee for each cash advance or a minimum of $5.
  • Your Visa cards can make both unemployment insurance and credit life & disability insurance available to you.
  • Enjoy INOVA Alerts to increase card security and peace of mind. Click here for more details.