Commercial Real Estate Loans

5.99% Rate Special Qualifications

• Borrower must be willing to bring their primary business deposit relationship to INOVA as a condition of the rate special.     
• Commercial property must be owner-occupied
• Loan will be limited to financing the purchasing of or refinancing of commercial real estate. Construction loans do not qualify.
• All loans are subject to credit approval and underwriting requirements.
• Maximum loan-to-value (LTV) is 80%.
• Promotional rate is fixed for up to five (5) years.
• Available amortization terms range from 15 to 25 years.
• Property must be located within INOVA's designated lending market area.

*Commercial Real Estate Loan Offer: As low as 5.99% fixed rate available to qualified borrowers. A primary business checking account relationship with INOVA Federal Credit Union is required to obtain the advertised rate. Property must be owner-occupied and located within INOVA Federal Credit Union's commercial lending market area. Maximum loan-to-value is 80%. Fixed-rate term available for up to five (5) years with amortization terms from 15 to 25 years. Loan approval, interest rate, and terms are subject to credit qualifications, financial analysis, collateral evaluation, property type, occupancy requirements, loan amount, and underwriting approval. Not all applicants will qualify for the advertised rate. Rates and terms are subject to change without notice. Additional restrictions and conditions may apply.