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Rates effective as of September 26th, 2022 and are subject to change without notice.

Payment Examples

Mortgage loans

10-Year Fixed 120 months
Down Payment Amount or Percentage Requirement*

3%

Loan Amount  $100,000
Term  120
Rate 6.500%
   
Payment Amount $1135.48
*Applicant must meet minimum underwriting standards to qualify for 3% down payment. 

 

15-Year Fixed  180 months
Down Payment Amount or Percentage Requirement*

3%

Loan Amount  $100,000
Term  180
Rate 6.500%
   
Payment Amount $871.11
*Applicant must meet minimum underwriting standards to qualify for 3% down payment. 

 

20-Year Fixed 240 months
Down Payment Amount or Percentage Requirement*

3%

Loan Amount  $100,000
Term  240
Rate 6.625%
   
Payment Amount $752.95
*Applicant must meet minimum underwriting standards to qualify for 3% down payment. 

 

30-Year Fixed 360 months
Down Payment Amount or Percentage Requirement*

3%

Loan Amount  $100,000
Term  360
Rate 6.875%
   
Payment Amount $656.93
*Applicant must meet minimum underwriting standards to qualify for 3% down payment. 

 

No Closing Cost 15-Year Fixed  180 months
Down Payment Amount or Percentage Requirement*

3%

Loan Amount  $100,000
Term  180
Rate 6.750%
   
Payment Amount $884.91
*Applicant must meet minimum underwriting standards to qualify for 3% down payment. 

 

No Closing Cost 20-Year Fixed 240 months
Down Payment Amount or Percentage Requirement*

3%

Loan Amount  $100,000
Term  240
Rate 6.875%
   
Payment Amount $767.81
*Applicant must meet minimum underwriting standards to qualify for 3% down payment. 

 

No Closing Cost 30-Year Fixed 360 months
Down Payment Amount or Percentage Requirement*

3%

Loan Amount  $100,000
Term  360
Rate 7.125%
   
Payment Amount $673.22
*Applicant must meet minimum underwriting standards to qualify for 3% down payment. 

 

Retirement Ready 5-Year Fixed  60 months
Down Payment Amount or Percentage Requirement*

30%

Loan Amount  $100,000
Term  60
Rate 6.000%
   
Payment Amount $1,933.28
*Applicant must meet minimum underwriting standards to qualify for 30% down payment. 

 

Retirement Ready 10-Year Fixed  120 months
Down Payment Amount or Percentage Requirement*

30%

Loan Amount  $100,000
Term  120
Rate 6.250%
   
Payment Amount $1122.80
*Applicant must meet minimum underwriting standards to qualify for 30% down payment. 

 

FHA 15-Year Fixed 180 months
Down Payment Amount or Percentage Requirement*

3.50%

Loan Amount  $100,000
Term  180
Rate 6.500%
   
Payment Amount $871.11
*Applicant must meet minimum underwriting standards to qualify for 3.50% down payment. 

 

FHA 30-Year Fixed 360 months
Down Payment Amount or Percentage Requirement*

3.50%

Loan Amount  $100,000
Term  360
Rate 6.875%
   
Payment Amount $656.93
*Applicant must meet minimum underwriting standards to qualify for 3.50% down payment. 

 

FHA No Closing Cost 15-Year Fixed 180 months
Down Payment Amount or Percentage Requirement*

3.50%

Loan Amount  $100,000
Term  180
Rate 6.750%
   
Payment Amount $884.91
*Applicant must meet minimum underwriting standards to qualify for 3.50% down payment. 

 

FHA No Closing Cost 30-Year Fixed 360 months
Down Payment Amount or Percentage Requirement*

3.50%

Loan Amount  $100,000
Term  360
Rate 7.125%
   
Payment Amount $673.72
*Applicant must meet minimum underwriting standards to qualify for 3.50% down payment. 

 

3/6 Adjustable Rate Mortgage (ARM)  360 months
Down Payment Amount or Percentage Requirement*

5%

Loan Amount  $100,000
Term  360
Rate 6.250%
   
Payment Amount $615.72
*Applicant must meet minimum underwriting standards to qualify for 5% down payment. 

 

5/6 Adjustable Rate Mortgage (ARM)  360 months
Down Payment Amount or Percentage Requirement*

5%

Loan Amount  $100,000
Term  360
Rate

6.375%

   
Payment Amount $623.81
*Applicant must meet minimum underwriting standards to qualify for 5% down payment. 

 

7/6 Adjustable Rate Mortgage (ARM)  360 months
Down Payment Amount or Percentage Requirement*

5%

Loan Amount  $100,000
Term  360
Rate 6.500%
   
Payment Amount $632.07
*Applicant must meet minimum underwriting standards to qualify for 5% down payment. 

 

No Closing Costs - 3/6 Adjustable Rate Mortgage (ARM) PURCHASE 360 months
Down Payment Amount or Percentage Requirement*

5%

Loan Amount  $100,000
Term  360
Rate 6.500%
   
Payment Amount $632.07
*Applicant must meet minimum underwriting standards to qualify for 5% down payment. 

 

No Closing Costs - 5/6 Adjustable Rate Mortgage (ARM) PURCHASE 360 months
Down Payment Amount or Percentage Requirement*

5%

Loan Amount  $100,000
Term  360
Rate 6.625%
   
Payment Amount $640.31
*Applicant must meet minimum underwriting standards to qualify for 5% down payment. 

 

LNo Closing Costs - 7/6 Adjustable Rate Mortgage (ARM) PURCHASE 360 months
Down Payment Amount or Percentage Requirement*

5%

Loan Amount  $100,000
Term  360
Rate 6.750%
   
Payment Amount $648.60
*Applicant must meet minimum underwriting standards to qualify for 5% down payment. 

 

Land Loan  360 months
Down Payment Amount or Percentage Requirement*

20%

Loan Amount  $100,000
Term  360
Rate 7.500%
   
Payment Amount $699.21
*Applicant must meet minimum underwriting standards to qualify for 20% down payment.