A special thank you for being a member of INOVA Federal
As our way of saying thank you for the trust you have put in us, we're excited to share these exclusive rewards with you:
A $250 Cash Bonus1
Cash Back on All Purchases2
Getting started is simple:
- Open a new INOVA Checking Account with a minimum deposit of just $10.
- Set up direct deposit and receive at least one deposit of at least $200 within the first 60 days.
- Use your debit card a minimum of 8 times within the same 60-day period.
Once these steps are complete, your $250 Cash Bonus will be deposited into your new checking account.
To open today click one of the following:
- Competitive dividends
- Compare accounts
- Cash Back Rewards2 with every purchase
- Free digital banking
- Free Visa debit card
- Access to over 5,000 service centers
- Access to over 30,000 surcharge-free ATMs3
- Overdraft line of credit protection available
- Buy back of your unused checks and debit card from other financial institution4
- $10 minimum deposit to open
To open today click one of the following:
All accounts are subject to approval. Applicant must be approved for a checking account before being eligible for this promotion.
1To qualify for the $200.00 Cash Bonus, you must be a NEW checking account holder with INOVA, receive at least one direct deposit of at least $200 in your new checking account and have at least 8 debit card transactions within first 60 days of account opening. After the requirements have been met, your Cash Bonus will be deposited into your new checking account within 14 days. Bonuses may be taxable and reported on IRS form 1099INT (or Form 1042-S, if applicable). Consult your tax advisor. Limit one offer per household. Minimum opening deposit for checking accounts is $10.00. Additional requirements may apply based on checking account product selected at time of account opening. This promotional offer is available to existing INOVA members 18 years or older, but not for members whose accounts have been closed within previous 90 days or closed with a negative balance. Members are limited to no more than two (2) checking account bonus payments over the lifetime of their membership with the credit union. Membership at INOVA Federal Credit Union required. Offer expires November 30, 2026.
2Minimum $250.00 in debit card purchases each month to earn points. After $250.00 minimum is met, you will earn 1 point for every $3.00 spent on all purchases up to maximum of $10,000.00 per month. ATM withdrawals do not qualify. For more details, visit https://www.inovafederal.org/inova-rewards. Minimum redemption is $25.00. Rewards program subject to change at any time. The dividend rate range for checking accounts is 0.07% - 4.00% APY (Annual Percentage Yield) based on account type and account balance requirements. Debit rewards points not redeemed will expire after two (2) years or at card closure.
3To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM transactions will be charged $2 per transaction.
4Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
