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Have the funds to take advantage of unexpected business opportunities. And, as always, enjoy bank-anywhere services.

Key Features

Digital Banking

30,000+ Free ATMs

5,000+ Service Centers

  • Build a cash cushion for your business
  • Competitive dividends
  • Avoid $2.50 monthly service charge by maintaining a $100 minimum average daily balance
  • Free digital banking
  • Access to over 5,000 service centers
  • Access to over 30,000 surcharge-free ATMs1
  • $5 minimum deposit to open

1To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM transactions will be charged $2 per transaction.

  • Competitive, tiered dividends
  • Ability to earn higher rate with larger balances
  • Enhanced access to funds via direct-check writing
  • Avoid $10 monthly service charge by maintaining a $2,000 minimum average daily balance
  • Free digital banking
  • Access to over 5,000 service centers
  • Access to over 30,000 surcharge-free ATMs1
  • $2,000 minimum deposit to open

1To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM transactions will be charged $2 per transaction.

  • Higher returns than savings accounts
  • Fixed rates for length of term
  • Terms range from 30 days to 6 years
  • Early withdrawal penalties apply1
  • $200 minimum deposit to open

1For all Share Certificate accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:

  • Terms of less than 90 days 30 days’ dividends
  • Terms of 90 days to 1 year 90 days’ dividends
  • Terms of longer than 1 year 180 days’ dividends

The penalty imposed will equal the lesser of all dividends earned or terms above. However, the penalty will not be less than 7 days’ dividends.