Skip to content

Have the funds to take advantage of unexpected business opportunities. And, as always, enjoy bank-anywhere services.

Key Features

  • Digital Banking
  • 30,000+ Free ATMs
  • 5,000+ Service Centers

Gold Money Market

  • $50,000 minimum balance to earn the premium rate
  • $50,000 minimum deposit to open

Platinum Money Market

  • $250,000 minimum balance to earn the premium rate
  • $250,000 minimum deposit to open

Emerald Money Market

  • $500,000 minimum balance to earn the premium rate
  • $500,000 minimum deposit to open

 

Account transfer and withdrawal limitations apply.

  • Higher returns than savings accounts
  • Fixed rates for length of term
  • Terms range from 6 months to 2 years
  • Early withdrawal penalties apply*
  • $1000 minimum deposit to open

Step Up Certificates

This flexible savings program allows you to change your certificate rate one time during the term. If the rates go up — you're covered! You can "step up" to the higher rate.

 

*For all Share Certificate accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:

  • Terms of 6 months to 1 year 90 days’ dividends
  • Terms of longer than 1 year 180 days’ dividends

The penalty imposed will equal the lesser of all dividends earned or terms above. However, the penalty will not be less than 7 days’ dividends.

Deposits federally insured to at least $250,000 by the National Credit Union Administration.

1To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM transactions will be charged $2 per transaction.