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Let INOVA be a valued partner for your business — starting with free checking that gives you just what you need to manage your day-to-day.


Key Features

  • Debit Card Rewards
  • Digital Banking
  • 30,000+ Free ATMs
  • 5,000+ Service Centers
  • Simple checking solution for businesses of all sizes
  • No monthly service charge1
  • No minimum balance requirements
  • Unlimited free monthly transaction items2
  • Free digital banking
    • Must maintain a valid email address for eStatements
    • Monthly paper statement fee is $2.50
  • Free Visa debit card
  • Access to over 5,000 service centers
  • Access to over 30,000 surcharge-free ATMs3
  • Additional business services available
  • Deposit bags available upon request
  • Business line of credit available for overdraft protection
  • Buy back of your unused checks and debit card from other financial institution4
  • $10 minimum deposit to open


  • Your business must be a Valued INOVA Partner (VIP).
  • You must have a federal identification number.
  • Business resolution is required.
  • You must provide specific documents depending on the organizational structure of the business (i.e., Sole Proprietorship, S Corporation, Limited Liability Corporation, etc.).

1Other fees such as non-sufficient funds, overdraft, and sustained overdraft fees, etc. may apply. 

2Transaction items include all debit and credits.

3To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM transactions will be charged $2 per transaction.

4Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.