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Welcome to INOVA Direct!

Because you have done an excellent job managing your credit, you have been pre-qualified to refinance your auto loan with INOVA Federal ( It is really quick and easy! Best of all there is no obligation to you for this program. Since you are pre-qualified, an INOVA Federal representative will offer you the lowest rate and payment for which you are eligible. As a Federally chartered and insured Credit Union, we are not-for-profit and will put your financial interests first. Apply now, and we can defer your first payment up to 60 days; that’s right, 60 days without a payment! Your current auto loan will be paid off by INOVA Federal, and we will handle all of the paper work.

Apply Now   

You may also apply by calling (855) 477-3392 before the expiration date, Monday through Friday, 8:30 am until 5:30 pm EST. Email requests to [email protected].

Have your reference number ready for faster service, and then we will ask a few simple questions and take it from there.

INOVA Direct Payment

Let INOVA Direct Automate Your Auto Payment

If you have a loan with INOVA Federal, you can now schedule your loan payment(s) to be paid automatically with funds from your account at another financial institution. It’s simple, click here for more information.

“I was blown away with all that I could save. They ended up saving me $5,025! It sounded too good be true! I couldn’t believe it! It was perfect timing!”

– Jacqueline, Indianapolis, IN

 “Your interest rates are the lowest I’ve seen anywhere, and your service is phenomenal, thank you- it’s been a pleasure working with you!”

– Keith, Little Falls MN

“We saved almost ten thousand dollars between interest and monthly payments! We were very excited!”

– Terry, OK