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Rates

Heading to the dealership? Visit INOVA first! Our low-rate auto loans (and pre-approval) will put you in the driver’s seat.

Key Features

Competitive Rates

Pre-Approval Available

Refinancing Available

Local Service

  • Competitive rates on new or used vehicles, including older models
  • Financing available for motorcycles, RVs, boats, classic vehicles, and more
  • Up to 125% financing on new vehicles
  • Up to 145% financing used vehicles, including older models
  • Loan terms up to 84 months, new or used purchase
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • 60-day deferment on your first payment
  • Help with pulling and reviewing NADA values, purchase agreements, and more
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Need help finding and financing the right vehicle? Visit our page for Auto Buying Help.

We offer the following types of insurance to help you protect your loan and vehicle in case of an unexpected occurrence:

  • Major Mechanical Protection (MMP) coverage
  • Guaranteed Asset Protection (GAP) coverage
  • Debt protection/cancellation coverage
  • Auto insurance for any or all your vehicles 

Please reach out to us to learn more about the insurance options we offer.

Have you received a letter in the mail from INOVA to refinance your vehicle? If so, you can apply for the offer here. When you are filling out the application it will ask you for the reference number on the letter. A loan specialist will reach out to you once your application has been submitted, or you can call (800) 645-3732 x 7173 to speak with a loan specialist.