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Rates

Planting your roots is easier with INOVA by your side. We’ll help you find the perfect home (or plot of land) — at the perfect rate.

Key Features

Competitive Rates

Fast Processing

Local Service

  • No-closing-cost options
  • Competitive rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • FHA Loans
    • VA Loans
    • First Time Homebuyer specials
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval 
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Attentive, local and friendly support from start to finish 

Visit our mortgage web center to learn more about buying a home.

Have an existing mortgage? Log in to your account to find payment and escrow information.

When entering retirement, leave your debt behind! Our Retirement Ready mortgage can consolidate your debt with one monthly payment at a lower rate and shorter term that will save you money and eliminate your debt faster. Start your retirement debt free!

  • No-closing-cost options
  • Low rates
  • Free pre-approval 
  • Helpful loan advisors with working knowledge of the local real estate market
  • Local decision-making and processing
  • Attentive, local and friendly support from start to finish 

 

  • Competitive rates for the purchase of residential land
  • Finance up to 80% of the purchase price or appraised value (whichever is less)
  • Lot payment can serve as your down payment when you are ready to build
  • Maximum term of 10 years with a 10-year amortization
  • No pre-payment penalties
  • Must meet the following criteria:
    • You must be a credit union member
    • Your lot must be approved residential zoning
    • You must purchase your land with the intention to build a home, or combine the land with your existing home
  • Local decision-making and processing
  • Attentive, friendly service from start to finish