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As you give this Christmas season, INOVA wants to give to YOU. Enjoy . . .  

  • Extra Reward Points* on INOVA Debit Card purchases 

  • 4.99% APR** for 3 months on INOVA Visa® credit card purchases   


*Purchases made with INOVA Debit Cards from November 1 – December 31, 2022 will receive 1 point for every $2 spent. Minimum $250.00 in eligible debit card purchases each month to earn points, up to a maximum of $10,000 in eligible purchases per calendar month. After promotional period Rewards Points will revert to 1 point for every $3 spent.

Eligible purchases are defined as PIN and signature-based transactions. ATM withdrawals do not qualify. For more details, visit Minimum redemption is $25.00. Reward points may be redeemed any time a user has accumulated enough points for a redemption option. Rewards points will be deducted for returned purchases at the same rate they are earned. Reward points may be redeemed online by logging into; in person by visiting the nearest INOVA branch location; by calling 800-826-5465; or by sending a written request to INOVA Federal Member Services Department, P.O. Box 1148, Elkhart, Indiana 46516.

Rewards program subject to change at any time.

**APR = Annual Percentage Rate. The Promotional 4.99% APR applies to purchases authorized and posted to your account between Nov. 1, 2022 and Dec. 31, 2022. Promotional APR period ends on March 31, 2023.  After March 31, 2023 any remaining promotional balance will convert to your approved contract APR, currently between 9.99% – 17.99%.  Purchases authorized after December 31, 2022, will be at your approved contract rate.  Cardholders who are still within their Introductory rate period, will maintain their Introductory APR unless your introductory APR expired during this promotional period. Certain restrictions apply. Offer available to members with a Global Good, Visa Platinum or Visa Platinum Rewards card in good standing.