Mortgage Rates Learn More
| Type | Rate | APR |
| 10 Year Fixed Rate | 5.625% | 5.946% |
| 15 Year Fixed Rate | 5.500% | 5.725% |
| 20 Year Fixed Rate | 5.750% | 5.931% |
30 Year Fixed Rate |
5.990% |
6.128% |
| 100% Financing 30 Year Fixed Rate | 6.250% | 6.391% |
| No Closing Cost - 15 Year Fixed Rate | 5.750% | 5.978% |
| No Closing Cost - 20 Year Fixed Rate | 6.000% | 6.184% |
| No Closing Cost - 30 Year Fixed Rate | 6.250% | 6.391% |
| No Closing Cost - 100% Financing 30 Year Fixed Rate | 6.500% | 6.644% |
| Retirement Ready - 5 Year Fixed Rate | 4.990% | 5.582% |
| Retirement Ready - 10 Year Fixed Rate | 5.125% | 5.439% |
| FHA - 15 Year Fixed Rate | 5.625% | 6.375% |
| FHA - 30 Year Fixed Rate | 6.250% | 6.781% |
| No Closing Cost - FHA 15 Year Fixed Rate | 5.875% | 6.631% |
| No Closing Cost - FHA 30 Year Fixed Rate | 6.500% | 7.038% |
| Adjustable Rate Program - 3/6 ARM Rate may be increased after closing |
6.000% | 6.488% |
| Adjustable Rate Program - 5/6 ARM Rate may be increased after closing |
6.125% | 6.468% |
| Adjustable Rate Program - 7/6 ARM Rate may be increased after closing |
6.250% | 6.487% |
| No Closing Cost - Adjustable Rate Program - 3/6 ARM Rate may be increased after closing |
6.250% | 6.553% |
| No Closing Cost - Adjustable Rate Program - 5/6 ARM Rate may be increased after closing |
6.375% | 6.568% |
| No Closing Cost - Adjustable Rate Program - 7/6 ARM Rate may be increased after closing |
6.500% | 6.618% |
| Construction to Perm - 30 Year Fixed Rate | 6.250% | 6.391% |
| Land Loan | 7.250% | 7.597% |
Annual Percentage Rate (APR). Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.
Rate as low as 5.99%, with 6.13% Annual Percentage Rate (APR) for a 30-Year Fixed-Rate Mortgage. Other fixed-rate terms are available at different APRs. APR is based on creditworthiness, loan amount, term, and other underwriting factors. Not all borrowers will qualify. Rates are subject to change without notice. No lender closing costs. Third-party fees may apply, including appraisal fees if required. Property value will be determined using available tax assessment records; if the tax assessment is unavailable or insufficient, an appraisal may be required at the borrower’s expense. Offer subject to membership eligibility, credit approval, and underwriting requirements. Not all borrowers will qualify for the lowest rate. This offer may be withdrawn at any time. Federally insured by NCUA.
Rates effective as of January 14, 2026 and are subject to change without notice.