Mortgage Rates Learn More
| Type | Rate | APR |
| 10 Year Fixed Rate | 5.625% | 5.946% |
| 15 Year Fixed Rate | 5.500% | 5.725% |
| 20 Year Fixed Rate | 5.750% | 5.931% |
| 30 Year Fixed Rate | 5.990% | 6.128% |
| 100% Financing 30 Year Fixed Rate | 6.250% | 6.391% |
| No Closing Cost - 15 Year Fixed Rate | 5.750% | 5.978% |
| No Closing Cost - 20 Year Fixed Rate | 6.000% | 6.184% |
| No Closing Cost - 30 Year Fixed Rate | 6.250% | 6.391% |
| No Closing Cost - 100% Financing 30 Year Fixed Rate | 6.500% | 6.644% |
| Retirement Ready - 5 Year Fixed Rate | 4.990% | 5.582% |
| Retirement Ready - 10 Year Fixed Rate | 5.125% | 5.439% |
| FHA - 15 Year Fixed Rate | 5.625% | 6.375% |
| FHA - 30 Year Fixed Rate | 6.250% | 6.781% |
| No Closing Cost - FHA 15 Year Fixed Rate | 5.875% | 6.631% |
| No Closing Cost - FHA 30 Year Fixed Rate | 6.500% | 7.038% |
| Adjustable Rate Program - 3/6 ARM Rate may be increased after closing |
6.000% | 6.488% |
| Adjustable Rate Program - 5/6 ARM Rate may be increased after closing |
6.125% | 6.468% |
| Adjustable Rate Program - 7/6 ARM Rate may be increased after closing |
6.250% | 6.487% |
| No Closing Cost - Adjustable Rate Program - 3/6 ARM Rate may be increased after closing |
6.250% | 6.553% |
| No Closing Cost - Adjustable Rate Program - 5/6 ARM Rate may be increased after closing |
6.375% | 6.568% |
| No Closing Cost - Adjustable Rate Program - 7/6 ARM Rate may be increased after closing |
6.500% | 6.618% |
| Construction to Perm - 30 Year Fixed Rate | 6.250% | 6.391% |
| Land Loan | 7.250% | 7.597% |
Annual Percentage Rate (APR). Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.
Rates effective as of January 14, 2026 and are subject to change without notice.