New Vehicle Purchase Rates (2026) Learn More
| Term | APR |
|---|---|
| 36 months or less | 4.99% |
| 37-48 months | 5.24% |
| 49 - 60 months | 5.49% |
| 61 - 72 months | 5.74% |
| 73 - 84 months | 6.24% |
Annual Percentage Rate (APR). Loan to Value and credit restrictions apply for rates listed above and are subject to change without notice. 2026-2025 vehicles will only be considered new if it has never been titled or if purchased in the last 45 days and has less than 7,500 miles. 73-84 Month Term Requires Minimum $25,000.00 Loan Amount.
Rates for vehicle refinancing may be different. Rates listed are subject to credit approval. Please contact a Lending Expert for more details at (800) 826-5465.
Used Vehicle Purchase Rates (2026 - 2021) Learn More
| Term | APR |
|---|---|
| 36 months or less | 4.99% |
| 37-48 months | 5.24% |
| 49 - 60 months | 5.49% |
| 61 - 72 months | 5.74% |
| 73 - 84 months | 6.24% |
Annual Percentage Rate (APR). Loan to Value and credit restrictions apply for rates listed above and are subject to change without notice. Terms over 72 months require $25,000 minimum loan amount, and vehicle must be 2020 or newer.
Rates for vehicle refinancing may be different. Rates listed are subject to credit approval. Please contact a Lending Expert for more details at (800) 826-5465.
Used Vehicle Purchase Rates (2020 - 2018) Learn More
| Term | APR |
|---|---|
| 36 months or less | 5.49% |
| 37-48 months | 5.74% |
| 49 - 60 months | 5.99% |
| 61 - 72 months | 6.24% |
Annual Percentage Rate (APR). Loan to Value and credit restrictions apply for rates listed above and are subject to change without notice. Terms over 61 months require $15,000 minimum loan amount, and vehicle must be 2017 or newer.
Rates for vehicle refinancing may be different. Rates listed are subject to credit approval. Please contact a Lending Expert for more details at (800) 826-5465.
Used Vehicle Purchase Rates (2017 and older) Learn More
| Term | APR |
|---|---|
| 48 months or less | 6.24% |
| 49 - 60 months | 6.49% |
Annual Percentage Rate (APR). Loan to Value and credit restrictions apply for rates listed above and are subject to change without notice. Used Vehicles 2016 and older have a maximum term of 60 months.
Rates for vehicle refinancing may be different. Rates listed are subject to credit approval. Please contact a Lending Expert for more details at (800) 826-5465.
Motorcycles and Recreational Vehicle Purchase
| Type | Term | APR |
|---|---|---|
| New Motorcycles | 60 months or less | 6.75% |
| New Motorcycles | 61 - 66 months | 7.00% |
| New Motorcycles | 67 - 72 months | 7.25% |
| Used Motorcycles | 60 months or less | 7.50% |
| New Recreational Vehicles (Motorhomes, Campers, Boats) | 60 months or less | 6.75% |
| New Recreational Vehicles (Motorhomes, Campers, Boats) | 61 - 84 months | 7.00% |
| Used Recreational Vehicles (Motorhomes, Campers, Boats) | 60 months or less | 7.25% |
| Used Recreational Vehicles (Motorhomes, Campers, Boats) | 61 - 84 months | 7.50% |
| ATVs, Trailers & Other Toys | 60 months or less | 8.75% |
Annual Percentage Rate (APR). Loan to value and credit restrictions apply for rates listed above and are subject to change without notice. Rates listed are subject to credit approval.